The Federal Deposit Insurance Corporation (FDIC) and the Federal Reserve Board (FRB) have released feedback on resolution plans submitted by 15 major banking organisations in October 2025, confirming no deficiencies were identified in the submissions. The agencies reviewed plans from institutions holding over $250 billion in combined assets, marking a continuation of regulatory confidence in the resilience of the banking sector.
The feedback follows the resolution of a prior shortcoming in BNP Paribas’ 2021 resolution plan, which the FDIC and FRB confirmed had been addressed. This marks the second consecutive year that no systemic weaknesses have been detected in the reviewed plans, according to the agencies’ statements.
The absence of identified shortcomings underscores the effectiveness of recent reforms in bank resolution frameworks, though regulators emphasised the importance of ongoing compliance. The reviewed institutions include some of the largest banks in the US, reflecting the scope of the regulatory scrutiny applied to systemic risk management.
The FDIC and FRB did not highlight any new areas of concern in the 2025 submissions, suggesting stability in the sector’s preparedness for potential failures. The resolution of BNP Paribas’ earlier issue was described as a “positive development” in the agencies’ feedback.
Written by Steven Cook
Regulation Desk
